The fact that you have home insurance is not actually a guarantee that you will be paid when something bad happens. It is very important that you are patient and that you will end up working with a company that is really good, with proper reputation. Unfortunately, in many situations we are faced with people that assume everything will go well if something bad happens. However, there is a reason why there is a really long contract that you sign. You can easily visit our website for a list of truly honest insurance providers and what you have to do is research all the home insurance policies that would be necessary for you based on where you live.
The main reason why claims are not successful is that homeowners basically try to obtain compensation for situations that are not actually covered by the policies that are covered. This is quite common and the insurance provider is always serious at analyzing the claim. It is really important that you always read everything about the various policies that are currently available and what you actually need. In most cases homeowners just go for the minimum, which is not actually great. You want the most possible coverage for the money you pay on a monthly basis.